Please feel free to call or email us with any questions. Buying your home is a huge decision, and we are here to help you through every step. If you have a question.....we have the answer. If you have a concern.....we have the solution. Put us to the test and call or email us today!
The first step to buy your home is to get "pre-approved" from our mortgage professional, John Stearns. When you apply, you will need copies of a recent pay stub, your last two years W2's from your taxes, and a current bank statement. John will use these income documents along with your credit report to determine your maximum purchase price.
FIND YOUR HOME!Once you are "pre-approved" you will know your maximum purchase price and monthly payment. With Real Time Realty, you have three options to find your home!
Call or Email
Contact us today and we will help you narrow down exactly what you are looking for! Colonial.....Cape Cod.....or Ranch......Multi Family.....Vacant Land.....or Investment.....we have access to every property on the market!
See what's on the market NOW! Enter your purchase price, bedrooms, bathrooms, county, etc and you will see every property on the market now!
New Listing Email Alerts
Click hereto receive Real Time updates 24 hours a day, 7 days a week, of any new listings that match your request! You will also receive up to the second Real Time updates of any price reductions on the market!
OFFER TO PURCHASE
Once we find your home, we prepare an "offer to purchase" for you. We provide you with a Comparative Market Analysis (CMA). This report shows actual sales in the area within the past six months along with a full report of properties currently for sale. This is the best indication of a property's value and what you should offer. Next, we provide expert advice and negotiate all remaining terms and conditions for your benefit and protection. In the end, YOU win!
There are "closing costs" when you buy a property. They include the cost for an appraisal and other fees associated with your loan. In many cases, we are able to successfully negotiate for the seller to pay for all of your closing costs!
Your home inspection may be the most important step in the home buying process. This inspection is a protection we negotiate for you. After your offer is accepted, it is best to hire a certified home inspector to inspect the property. They will provide you with a detailed report addressing everything from the basement and foundation to the electrical, plumbing, furnace, and water heater. After your inspection, you WILL be an expert of your new home!
Once you are final approved to buy your home you will meet at your bank or title company to "close" on the property. You will sign the paper work for your loan, along with the legal documents that transfer the deed of the property to you! At the closing you will need to bring a cashiers check for any down payment or closing costs you are responsible for, and you will leave the closing with the keys to a new future!
The Time to Buy is Now!
THE TIME IS NOW!
The Casper Family